Dave is the man, I was a first-time home buyer and he was very helpful and straight to the point. I was very nervous about the whole experience of getting a loan and all the paperwork associated with it. Dave helped me every step of the way by breaking it down in simple terms what needed to be done and when. I couldnt imagine going through the mortgage process without someone as helpful and real as he was. I would recommend everyone, whether a first-time home buyer or an experienced home buyer, to contact Dave and let him help take the pain out of buying a house so that it can be as an enjoyable experience as it should be!